stock
HQY · HEALTHEQUITY, INC.
What HEALTHEQUITY, INC. reports to the SEC, read from its filings.
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The live HQY price and today's change.
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Thirty days of daily bars, with signal levels drawn on them.
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The latest signal group Nakagai's scanner recorded on HQY.
Sign in to see thisOptions positioning
Gamma exposure levels from the options market.
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Trend, momentum and volatility gauges per timeframe.
Sign in to see thisWhat it is
- Industry
- Services-Business Services, NEC (SIC 7389)
- Filer (SEC EDGAR)
- EDGAR filing index
- Shares outstanding
- 82,715,296 as of 2026-08-20 (XBRL frame CY2026Q3I)
Key stats
Valuation
- P/E
- Locked
- P/S
- Locked
- P/B
- Locked
- Enterprise value
- Locked
- EV/EBIT
- Locked
- FCF yield
- Locked
Margins
- Gross
- 71.2%
- Operating
- 25.8%
- Net
- 17.4%
Returns
- ROE
- 11.9%
- ROA
- 7.2%
Health
- Current ratio
- 3.0x
- Debt/equity
- 0.5x
Deep value
- NCAV
- -$821.05M
- NCAV per share
- -$9.93
- Price/NCAV
- Locked
- NNWC
- -$933.61M
- NNWC per share
- -$11.29
- Price/NNWC
- Locked
Valuation and the price multiples are built on the live price. Trailing twelve months to 2026-07-31; balance sheet at 2026-07-31.
Sign in to see thisDebt is long-term debt and its current portion. Commercial paper and short-term borrowings are not counted.
Results
| Period end | Revenue | Gross profit | Operating income | Net income | Filing |
|---|---|---|---|---|---|
| 2026-07-31 | $350.73M | $257.95M | $98.69M | $65.64M | 10-Q filed 2026-08-27 |
| 2026-04-30 | $354.64M | $256.31M | $102.95M | $69.42M | 10-Q filed 2026-05-28 |
| 2026-01-31 | $334.59M | $228.15M | $71.07M | $49.74M | DEF 14A filed 2026-05-13 Derived: the full year minus the first three quarters, not a figure this filer reported as a quarter. Assembled from more than one filing; the filing above is only the newest of them. |
| 2025-10-31 | $322.16M | $228.06M | $78.69M | $51.69M | 10-Q filed 2025-12-03 |
| 2025-07-31 | $325.83M | $232.59M | $89.61M | $59.85M | 10-Q filed 2026-08-27 |
| 2025-04-30 | $330.84M | $224.31M | $83.08M | $53.91M | 10-Q filed 2026-05-28 |
| 2025-01-31 | $311.82M | $189.04M | $42.15M | $26.36M | DEF 14A filed 2026-05-13 Derived: the full year minus the first three quarters, not a figure this filer reported as a quarter. Assembled from more than one filing; the filing above is only the newest of them. |
| 2024-10-31 | $300.43M | $197.03M | $19.63M | $5.70M | 10-Q filed 2025-12-03 |
- Assets
- $3.27B
- Equity
- $1.99B
Balance as of 2026-07-31.
Ten years
| Fiscal year end | Revenue | Operating income | Net income | Free cash flow |
|---|---|---|---|---|
| 2026-01-31 | $1.31B | $322.46M | $215.20M | $455.13M |
| 2025-01-31 | $1.20B | $162.33M | $96.70M | $337.77M |
| 2024-01-31 | $999.59M | $117.70M | $55.71M | $241.13M |
| 2023-01-31 | $861.75M | $9.06M | -$26.14M | $147.28M |
| 2022-01-31 | $756.56M | -$24.24M | -$44.29M | $132.09M |
| 2021-01-31 | $733.57M | $34.01M | $8.83M | $168.53M |
| 2020-01-31 | $531.99M | $77.01M | $39.66M | $97.72M |
| 2019-01-31 | $287.24M | $77.67M | $73.90M | $109.55M |
| 2018-01-31 | $229.53M | $54.42M | $47.36M | $76.24M |
| 2017-01-31 | $178.37M | $41.21M | $26.38M | $41.95M |
Company filings
events
Executive or director change, Regulation FD disclosure
Executive or director changeRegulation FD disclosureSep 308-KResults
ResultsAug 278-KShareholder vote results
Shareholder vote resultsJun 268-KResults
ResultsMay 288-KExecutive or director change
Executive or director changeMay 88-KExecutive or director change
Executive or director changeApr 68-K
5% owners ()
Vanguard Portfolio Management
Stake update
Wasatch Advisors LP
Stake update
Vanguard Capital Management
Passive stake
Vanguard Portfolio Management
Passive stake
The Vanguard Group
Stake update
Insiders, politicians and funds
Insider trades, last 90 days
DILLON ADRIAN T
Director
Sale$798,373Aug 27, 5:04 PM ET
Fiore Michael Henry
EVP, CHIEF COMMERCIAL OFFICER
Sale$223,630Jul 14, 4:23 PM ET
Politician trades, last 90 days
Gilbert Cisneros
House · CA31
Buy$1,001 to $15,000Fri Sep 4
Funds
None of the tracked funds held this at their last 13F.
News
Stories that named HQY, and the market events around them.
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Signals on HQY come from a rule, not a model.
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